bugfixes
- default faction can no longer be deleted (this was causing bugs)
- changed formatting of time intervals for loans
- fixed formatting issue with /createfaction command
- fixed formatting issue with /listwarps command
- fixed bug with loan duration always being 0 seconds
- fixed bug with loans always expiring after 1 minute
- fixed formatting issue with loan messages
- fixed bug with playerjoin event

features
- added /myloans command that lists current player loans